20 Things People Waste Their Money On

20 Things People Waste their Money On

  1. Credit card interest – Credit card interest is the number one budget killer and money waster. You swipe that credit card and then you plan on paying that money back and bam that interest comes back around and knocks you on your ass! You don’t even realize that you are wasting your money on it, till you don’t have any money!
  2. Overdraft Fees – In this day and age, people don’t usually write checks that then, cause your account to overdraft. However, there are debit cards that take money out of your checking account. For example, the Target Red Debit Card. Let’s be real, how many people have had their account overdraft because they forgot to take in account the money they spent at Target. It is still important to budget your checkbook to prevent overdraft fees. Try to also get overdraft protection. Also, some banks will forgive one overdraft a year. So, always ask.
  3. Going Out to Eat all the Time – Going out to eat all the time can get expensive really quick. Not only is it a money waster but the food is often unhealthy and high in calories. I again highly recommend Pinterest for healthy recipes to make food exciting
  4. Appetizers – Appetizers are great if you aren’t very hungry going into a restaurant and don’t want to spend a lot on a huge meal. However, buying both a meal and appetizers is both expensive and a lot of calories. Plus, how many times do you then bring most of that food home and it goes to waste because you were already full by the time your main meal was served? Save your money!
  5. Gym Memberships – An unused gym membership is such a waste of money. Trust me I have been there, done that and paid that price. Don’t buy into that, “I’m going to make it my new year’s resolution and start going to the gym.” Find other ways to work out that doesn’t burn a hole in your pocket.
  6. Coffee Shops/StarbucksThe internet is really a wonderful thing that we have at our fingertips. We are given the ability to look up great recipes to make our own delicious coffee at home for a lot less. We just need to stop buy into this instant gratification thing. Just think about all the time you’ll save yourself from waiting in Starbucks lines when you could instead be at home making your own delicious coffee.
  7. New Baby Clothes – Save your money on new baby clothes. Children grow out of clothes so quick so it is a great idea to get these items from your shower, second-hand stores, yard sales, or hand me downs.
  8. New Kids Toys – Children get bored with toys quite often or they break and stop working. I see so many kids toys at yard sales and second-hand stores for so much less. I buy my step son used toys and electrons all the time and he enjoys them just as much as the toys he gets from the store. In fact, he doesn’t know the difference.
  9. New Books – I find it extremely important that people find a way to read. However, I don’t believe that you need to pay full price for books. It is so easy to find books used, at a discount online, or at yard sales. You can even borrow books from friends.
  10. New Electronics – It is often tempting to buy the newest and latest trend in electronics. We spend hundreds and thousands of dollars every year to try and keep up with the latest and greatest in computers, fitness watches, TV’s, etc. Keep your old electronics. I have an old 80 GB classic iPod and I wouldn’t trade it for the world.
  11. Upgrading Your Cell Phone – This goes under electronics but, I feel like it needs its own separate reminder. You don’t need to upgrade your phone every time the new iPhone comes out. Wait till your contract comes up and get it for free don’t spend full price!
  12. Magazine Subscriptions – Magazine and daily newspapers can be read a couple of times then throw out. Although, they can be reused and recycled they often are a waste of money.
  13. Bar Drinks – Although, the atmosphere is tempting, drinking at a bar is far more expensive than having drinks at home. Get creative and have a house party. Look up some unique drink recipes on Pinterest and go crazy.
  14. Not Returning Items – I have to confess I have made money off of this. I have found items at yard sales that people had recently purchased that still had the tag on it and I then returned the item. All because the person was too lazy to take the item back to the store. Return your items even if you won’t get full price for it. Just think it is better than nothing.
  15. Buying a new car or trading in a car before it is paid off – New cars decrease in price the second you drive off the lot. So, why would you buy any car new if the resale value of it is going to decrease so quickly?
  16. Overly Expensive Wedding – Weddings are expensive! Couples often spend 30,000 or more on just one day which often starts their marriage in debt. Believe me, I am not exempt. Although, my parents paid for most of our wedding I spent quite a bit of money on odd and ends like decor and unnecessary expenses that could have better been spent on a vacation.
  17. Lottery Tickets or Gambling – Your chances of winning a good sum of money in the lottery or gambling is very slim. In fact, over the years of spending money on lottery tickets and gambling, you are probably wasting more than what you are getting back when you actually do win.
  18. Cable TV/Premium Cable Packages – There are so many ways now to get cable shows free or at a far better cost than what most cable and satellite providers are asking, that it is not worth paying for cable tv anymore. Check out Hulu Plus or Netflix.
  19. CDs and DVDs – Buying anything new really tends to be a big money waster. However, buying DVDs and CDs really can destroy your budget and your space. However, if you like having the physical copy at least buy them used.
  20. Upgraded Shipping –  Why pay for shipping when most stores online will ship to a local store for free? For example, Target or Best Buy will ship to their store for free. Amazon will ship for free for orders over $49 or $25 of books. Or if you have Amazon Prime it’s $10.99 a month and you get free two-day delivery among many other benefits.

Steampunk Christmas Ornaments From Amber Ily’s Steamcrafts

Steampunk Christmas Ornaments

Steampunk Christmas Ornaments from Amber Ily’s Steamcrafts.

My little business Amber Ily’s Steamcrafts, already starting the holiday season off with Steampunk Christmas/Holiday Ornaments. They are perfect to decorate your Christmas tree or to add a little something special to gift wrap. The ornaments gears vary in color and pattern. The ornaments are $8 and can be ordered in a large amount off of my Etsy site. Please, inform me if you will be ordering over 40, so I can give you an estimated time and make sure that I have enough supplies. I will give a discount for bulk orders and wholesale. Here is the link for the Christmas Ornaments.

 

 

I also, have a new variation of my ornament this season. I teamed up with Gear Oils and we are now selling Steampunk Gear Oil Ornaments with felt in the middle to place some of your essential oil and make your Christmas tree smell fresh and evergreen. These new ornaments are $10.

 

 

Amber Ily’s Steamcrafts Gear and Clock Hand Earrings. Gear and Clock Hand earring also sell out fast during the holiday season. They are great stocking stuffers and perfect for women who have their ears pierced. The colors are copper, silver and gold and the are many patterns of gear and clock hand choices available. If you don’t see something you like let me know and maybe I can make you something special. Most earrings are $10 a pair. Please contact me if you have a large order. I will give discounts for buying in bulk and for wholesale. 

 

Save

7 Ways How to Save at Hot Topic

7 Ways How to Save at Hot Topic 

7 Ways How to Save at Hot Topic

7 ways how to save at Hot Topic. If you’re a geek or tend to love alternative types of clothes or have teenagers who do then you, probably love Hot Topic. However, Hot Topic can be really expensive. Their T-shirts range from $20 to $30 and their specialty clothes can go from $30 to $80 dollars sometimes more.

1) Hot Topic Guest List

Join Hot Topic’s guest list. Get points for each dollar you spend and in turn once you reach a certain amount of points you get $5.

2) Shop during Sales

Hot Topic usually has some kind of sale going on. Try to shop when they have their best sales. Buy one, get one, half off, or sales on their clearance.

3) Always Bring a Coupon

I always have coupons for Hot Topic. They usually come in the mail with their catalog. To get these sign up for the guest list. Sometimes the coupons are limited and they won’t always combine them with sales or Hot Cash. Always ask, it depends on the coupon and the store.

Hot Topic Hot Cash

5) Always shop during Hot Cash

Hot Cash is to spend $30 and get Hot Cash. The Hot Cash is then a coupon for $15 off $30. Most times Hot Topic will have Hot Cash while sales are going on. So that means not only are you saving money with the sale and getting points on your guest list card but you are also getting Hot Cash for later.

6) Spend your Hot Cash

Spend your Hot Cash during sales to maximize your savings. You usually have a limited amount of time to spend your Hot Cash about one to two weeks. Try to shop the during sales or in the clearance to maximize your savings.
7) Shop Clearance

Clearance always has great deals. If you go during their buy one get one for a $1 Clearance it is a great time to find some steals for their dresses and t-shirts. Or their Hot Mess Clearance when all clearance is $3.99!

Update 

  There has been some major changes in the Lampi house lately. I have been growing my side business Amber Ily Steamcrafts and just started my job as a Paraeducator at a high school. I’m so sorry for the lack of posts these past few weeks. It’s been so hectic. I hope that as I get stabilized in my job that I can post regularly again. Thank you everyone for your patience. Check out the Facebook page and Instagram page for updates. There will be some nerdy posts coming soon on some of the awesome events I attended. Also some great crafts as well. Thank you my awesome crafty geeks for sticking with me.

Iron Horse Orange Empire Railway Museum


This past weekend I was a vendor at Iron Horse Steampunk Festival at the Orange Empire Railway Museum in Perris. My husband Daniel and I got there Friday night to set up my area. We also stayed a couple nights and camped out on the museum grounds during the Festival. I have to say it was an amazing experience that I can’t wait to do again next year.

I always love the characters and costumes that people make and come up with for Steampunk. Most people build stories around their costumes and become these characters while others alter other pop culture icons.

It’s a whole Steampunk Family

Steampunk Marty McFly

 


      


My lovely Mum dressed up as well for the Event. She even sported one of my gear pins on her shirt that I made. Check out my tutorial on how to make one of these cute accessories.

 

One of the things that I believe sets Iron Horse apart from most of the conventions is their music. Poplock Holmes gathered a wonderful line up for Iron Horse that truly made the festival. There were so many talented musicians at the Festival and I was lucky enough to get one of the best spots near the stage and entertainment. Poplock Holmes, Strange Indeed, Banjo man, Frytown Toughs, Aether Brigade and The Velveteen Band.

Strange Indeed is an original Folk, Jazz, and Bluegrass band from Riverside California.

When their beautiful little girl isn’t taking a nap she’s playing the tambourine with them rocking out.

One of the awesome people I met Demian aka Smiley the Banjo Man. His music is amazing and my husband thoroughly enjoyed hanging out with him.

The night concert was a blast. Everyone has such an amazing talent and unique sound.

Poplock Holmes had an amazing set with catchy beats

The Frytown Toughs were amazing as always and such a blast to listen to.

 

The Velveteen Band delivered an amazing set despite having some technical difficulties.

Th

img_7451

My husband and I enjoyed a tethered balloon ride from Skyline Balloons. The rides were $15 per person because we were selling at the event were able to buy one and get one free.


We also rode the Steam Engine. I can’t describe how much riding the train is. We don’t go too far on the tracks and the ride is about 15 -20 mins but all the rides in the museum on the trains and trolleys for the day are free. Which is my favorite part, because I was busy vending this year we didn’t really get the time to ride all the trolleys but I have gone in them at the previous Iron Horse Events



  


  

There were also many other activities that I wasn’t able to check out such as the different workshops.

Overall, the museum is a beautiful place for the event. All the volunteers are wonderful they know quite a bit about the trains and trolleys and can answer most of your questions.

Fundraising Event at Creator Space in Temecula

It has been crazy busy in the Lampi house. My Husband Daniel and I went to check out this Biannual Costume and Cosplay Extravaganza at Creator Space in Temecula last Saturday.

I had heard about this event on Facebook from some friends. I figured a free Cosplay event with workshops I couldn’t go wrong. So I got dressed up in some on my basic cosplay gear and Daniel and I headed down to Temecula.

This event was wonderful. It was a small event but the workshops were fun and the vendors were great, although placed in a tight space. Tayliss Forge from Steampunk’d was there. She was selling prints wire elf ears and was a guest speaker. My wonderful Tara from Gear Oils was there as well.

All workshops were free however, there was a suggested fee and all proceeds went to supples to continue this great workshop.

My husband and I did the wands. It was such a blast. I can only hope that once I get the tools I can make more myself.  


I got daring and did the curly design. Daniel’s was the one on the right with the beautiful handle.

The Creator Space was created because there has been a decline of shop class in high school. The Creator Space is a non-profit corporation and is place where kids and adults can learn and teach classes on costume ideas, wood shop, and soldering. The Creator Space is open Monday-Friday  10am-8pm and Saturday  10am-6pm. These events are held twice a year to help raise money to continue this dream of having a space where kids and adults can use a workspace learn new techniques and let their creativity flow. If you are in the area I recommend you check this place out.

4 Side-Hustles for Creative People

 

4 Creative Ways to earn extra Income

Let’s face it, if you are a creative person it is hard to find a good job that isn’t both extremely competitive and hard to get into. The creative jobs that are easier to get into just don’t pay very well. Here are some great ways to show off your creative talent and make some extra money on the side.

Etsy

Etsy is a wonderful handmade market. If you are great at making things I suggest selling your handmade items on Etsy. I make an extra $3,000 to $4,000 a year on Etsy sales. It is possible to make a living off of selling on Etsy. However, I enjoy my job so I haven’t expanded my business. Check out (How to Earn Money on Etsy)

Consignment

If you are an artist painting or photography or any other medium consign your work to local coffee shop or business. Sometimes, you can consign your handmade items to even an Antique mall. Ask the manager of the business and usually, they will ask to see a sample of your product and will consign with a certain percentage of your sales. Try to consign to shops that have the type of clients that would buy your product or your aesthetic works well with their design. You will help decorate their walls and space and they can make a certain percentage of your sales. You get daily exposure and sales. Maximize your exposure by making sure you leave your business cards where the customers will be able to get them.

Sell at a local Craft Fair

When it comes to making your creative products don’t put all your eggs in one basket. Don’t just sell on Etsy and don’t just consign. Sell at local craft fairs, markets, even conventions. This is a great way to network and get yourself out there when you have an online shop or you just want to bring in some extra money for your talents. Bring plenty of business cards and your A game in sales. Be genuine and confident when speaking to your buyers. Tell them your story about your creative work. Check out my list of what to bring to your next craft fair.

Start a blog

Write about what you are passionate about. Write what you know. There are a so many amazing blogs out there about so many subjects. Pick a topic and write about it. Maybe you write fiction or poetry blog your creative writings. Tumblr and Instagram are great venues for poetry.

Self-Publish

Maybe you write Fiction or Poetry. Get your book out there and make some extra money by self-publishing. Amazon has a great program. Lulu is also a great site.

 

How to make a Steampunk Gear Pin


How to make a Steampunk gear pin – I love the Steampunk aesthetic. You don’t have to be a Steampunk enthusiast to incorporate a little bit of Steam into your outfits. A great way to bring Steampunk into your daily outfits or even into your cosplay is a little simple Steampunk gear pin.

DSC_0397a

Here is what you need

  • Bead Landing Assorted Gears (comes in a pack of 30)
  • Pin Backing
  • E6000 glue small tube (easier to hold when gluing small things)

*all these supplies are found at your local Michael’s Store.

Decide what gears you want to use. You don’t have to choose exactly the kind I did. I vary with both the bigger and smaller gears to give it depth. Try a mixture of colors and styles of the gears.

DSC_0383a

2 ) Decide where to place your gears. Or just grab and place and play with the gears till you like the design.


3) Before you start to glue make sure you are working on a plastic surface where you can place your gears to dry and if they stick you can easily get your pin off the surface.
4) Use your E6000 glue, and glue a little bit of the sides where you are going to place another gear.

DSC_0390a

5) Continue to layer the gears in a design you like. I layered the large gears first, then the small gears on top.

DSC_0393a

6) Wait about 20 minutes for your gears to dry in place.


7) Once your gears are done drying you can pick your E6000 again and your pin backing and glue your pin on!

DSC_0404a

8) Wait again about 10 -20 minutes for the glue to dry and you got yourself a cute Steampunk Pin.

DSC_0410a


Check back for more Steampunk and other crafts

 

10 Ways to have a Budget Friendly Wedding

 

10 Ways to have a budget Friendly Wedding

It’s wedding season! Having a budget friendly wedding is a balancing act between trying to save money and trying to not take too many projects on. Depending on the timeline of your wedding you might be able to take more DIY projects. When my Husband and I were planning our wedding I worked full time, we moved twice, and we had only 10 months to plan. Here are 10 tips on how to save money when planning your big day.

1) Make items

There are so many things you can make when it comes to your wedding. Balancing your timeline and your projects is really what makes it complicated. There are a number of items you can make for your wedding to cut down costs.

2) Buy your wedding dress used or on clearance.

Please, don’t buy your dress online. It is so risky and I have heard horror stories. However, there are great steals to find for wedding dresses. Goodwill and your local vintage store is a great place to find beautiful vintage or gently used wedding dresses. Buy cheap and make the dress your own. David’s Bridal also has a great Clearance and “As Is” section. I bought my dream wedding dress for $275 and the original price was $1,100 at David’s Bridal. I got it at the discount, all because the original owner returned it after the dress had already been altered.

3) Garage Sales

Sometimes, you can find people getting rid of things from their wedding at garage sales. I found my flower basket and ring pillow at a garage sale, then I just altered it to the way I wanted it for my wedding. Keep you eyes open for decor items like candle holders and dinnerware these can help make your wedding unique and you can use the items later in your home.

4) Craigslist and other used sites

These are also great places you can find wedding items for less. You can often find decor, table linens, men’s used suits and tuxes (make sure that you can always try on before buying). You can also find local vendors from Craigslist that can help cut down cost.

5) Goodwill and Salvation Army

Goodwill and Salvation Army sometimes has gems hidden within the wedding dress area. Some of the dresses just need alterations or cleaning. Mismatched bridesmaids dresses can be found here as well and can be tide together beautifully.

6) Bridal Shows

Bridal shows are great for freebies and discounts. Make sure to RSVP before hand and check sites like Groupon for discounts.

7) Thumbtack

This is a great site to find local vendors. You can set your price and then the vendors will contact you and negotiate prices and packages. I found both my DJ and my makeup artist on Thumbtack.

8) Use Ipod for music instead of hiring a DJ

If your budget doesn’t allow for a DJ an Ipod playlist might be a great alternative. You are then in control of your playlist and your songs. If you have a song system or,  your venue has an adequate sound system this is fairly simple to do. You can either choose to have the playlist go or have a friend moderate it.

9) Ask friends and family for help or expertise.

Originally, I didn’t want friends or family to help with my wedding. I was scared that if I didn’t like something they did I would risk offending them, which could cause stress during an already stressful time. However, my friends and family who helped with my wedding were more professional and listened to me more than the people who were professionals.

10) Get married at a place where everything is a set package

Sometimes, having a packaged deal is better than having to multiple venues and vendors for things. For example, we saved money by packaging our rehearsal, ceremony, and reception. They also took care of our catering and we had a day of coordinator. These all can add up when you buy them separate and can also cause a headache because now your are dealing with twice as many people which means more that can go wrong and get lost in translation.

 

Quitting Birth Control – The Good, The Bad, The Ugly. 


This is a total girl (I mean period) moment here! So men you have been warned. Anything, I say that may gross or offend, you had your warning.
So, my husband and I decided awhile ago before we even got married that we weren’t going to have kids to due to my health problems. In October, we made it official and he had a vasectomy. We waited the allotted months and he was tested sperm free! Yay! That meant I could finally get off that horrible birth control I have been on for almost ten years.
They always tell you what to expect when you’re on birth control. What the side effects are, etc. What they don’t tell you is what happens when you quit your birth control. (Even if you call your doctor to let her know what you are doing *evil glares*).

I quit my birth control right after my period. It was the perfect timing. My husband had just got the okay and it meant I didn’t have to go and get another refill on my prescription. The first week I had the flu (long story and had nothing to do with quitting birth control). So, while I was laying in bed sick. I was terribly horny. Even though I was slowly dying. It was as if my libido just kicked back into overdrive. Definitely, a plus, not very great on timing, though.

The second week I was losing weight, which, at the time I attributed to my flu. I also had got a yeast infection. All of these things combined were starting to just get on my nerves and at the time, I hadn’t attributed my symptoms to quitting my birth control.

By the third week, my breasts had started hurting. That’s what sent me over the edge. I was freaking out. I thought, is there some way that I’m pregnant? Did my husband’s vasectomy not take? Then I thought of the recent changes I had gone through with my medication and thought about what kind of symptoms can birth control give you if you quit it? I immediately looked it up. All of my symptoms fit. I breathed a wonderful sigh of relief. Even though my breasts still sore, at least I knew it would go away.

I wanted to share some of the information I gathered. Again, I’m not a doctor so if you have questions concerning your health please contact your doctor.

The good

– You can lose a little weight

– Your sex drive may improve

– You can get pregnant easily

The Bad

– Your breast may deflate a tiny bit

– Breast tenderness 

– More headaches 

The Ugly

You may have heavier periods and worse cramps

– Possibly worse PMS

– Your acne may come back

– You may feel or see yourself ovulating

– You may get a yeast infection